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Common Exit Paths • Updated on January 1, 2026

Hardship and Financial Distress Options: Understanding Your Options During Difficult Times

Learn about hardship programs available through developers, eligibility requirements, documentation needed, and how to apply. Understand when hardship programs may be available and alternative options if you don't qualify.

Important: This article is general educational information, not legal advice. Hardship programs vary by developer and state. For personalized guidance on hardship options for your situation, consider our Consultant-Led Exit service.

Introduction

If you're experiencing financial hardship or distress that makes it difficult or impossible to maintain your timeshare payments, you may have options available through developer hardship programs or other alternatives. Understanding these options and how to access them can help you navigate difficult financial situations.

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