DIY Timeshare Exit — Get Organized, Avoid Scams, Take the Next Right Step

The first step is understanding what you're working with. Review your timeshare contract carefully, looking for key terms like rescission period, exit clauses, transfer restrictions, and maintenance fee obligations.

What to look for: Check if you're still within the rescission period (typically 3-15 days after signing, varies by state). Look for any exit or cancellation clauses in your contract. Note any restrictions on transfers or resales. Understand your maintenance fee obligations and payment terms.

Key terms to understand: Our knowledge base includes a comprehensive guide to timeshare contract terms, what they mean, and how they affect your exit options. We help you understand rescission rights, exit clauses, transfer restrictions, and more.

Contract review checklist: Use our downloadable checklist to systematically review your contract. The checklist covers all key areas to examine and helps you identify important information for your exit strategy. You can find this in our Download Center.

Successful timeshare exits require proper documentation. You'll need to gather all relevant documents related to your timeshare purchase, payments, and correspondence with the resort.

Required documents list: Your timeshare contract, purchase agreement, payment records (statements, receipts, bank records), correspondence with the resort (letters, emails, phone call notes), maintenance fee statements, and any relevant documentation about your purchase or ownership.

Where to find documents: Check your files, email, online account with the resort, and bank records. If you're missing documents, contact the resort to request copies. Our knowledge base includes guidance on obtaining missing documents.

Document organization tips: Use our downloadable document checklist and organization templates. Create a folder system (digital or physical) to keep everything organized. Label documents clearly and keep a timeline of important dates and communications.

Based on your contract review and situation, choose the exit path that makes the most sense. Common paths include deed-back/surrender, negotiated settlement, hardship programs, and resale (with important warnings).

Deed-back/surrender: Many resorts offer deed-back or surrender programs where you return your timeshare to the resort. This is often the cleanest exit path if available. Our knowledge base includes guidance on how to request deed-back and what to expect.

Negotiated settlement: In some cases, you may be able to negotiate a settlement with the resort, especially if you're behind on payments or facing collections. This requires careful negotiation and documentation.

Hardship programs: Some resorts offer hardship programs for owners facing financial difficulties. These programs may allow exit or reduced obligations under specific circumstances. Our knowledge base covers how to apply for hardship programs.

Resale (with warnings): While resale is technically an option, the timeshare resale market is extremely difficult and often involves scams. We provide warnings about resale companies and guidance on legitimate resale options if you choose this path. See our scam protection guide for more information.

Once you've chosen your exit path, prepare your exit request using our templates and guidance. This is a critical step that requires attention to detail and proper documentation.

Letter templates: We provide downloadable templates for exit request letters, customized for different exit paths (deed-back, settlement, hardship). The templates include all necessary information and can be customized for your specific situation.

What to include: Your exit request should include your name, contact information, timeshare details (resort, unit, contract number), reason for exit request, desired exit path, and any supporting documentation. Our templates guide you through what to include.

How to send (certified mail):Always send exit requests via certified mail with return receipt requested. This provides proof of delivery and creates a paper trail. Keep copies of everything you send and all responses you receive.

Timeline expectations: Most resorts respond within 30-60 days, but some take longer. Be patient but persistent. Our knowledge base includes guidance on when and how to follow up if you don't receive a response.

After submitting your exit request, track your progress and follow up as needed. Organization and persistence are key to successful DIY exits.

How to track progress: Use our downloadable tracking templates to log submission dates, follow-up communications, responses from the resort, and important milestones. Keep everything organized in one place.

When to follow up: If you don't receive a response within 30-60 days, send a follow-up letter. If the resort requests additional information, provide it promptly. If the resort refuses, don't give up — many exits require persistence.

What to expect: Responses vary widely. Some resorts approve exit requests quickly, others require multiple submissions, and some may refuse initially. Our knowledge base includes guidance on handling different types of responses.

Next steps: Once your exit is approved, you'll receive confirmation documentation. Review it carefully, ensure all terms are clear, and keep copies for your records. If you encounter challenges, consider upgrading to AI-assisted or consultant help.